Banking Interest

Ok so today my dad explained to me a thing about interest in savings and stuff...​

So I thought this could apply to wild west too. My idea is there would be two types of places to put your money in your bank. First off your bank. Second off your savings. Your savings would allow you to put 1k into savings every day. You would earn %1 of your savings every day. But you can only take money out of your savings once every week. This savings thing works like this.

Example: I put 1000 gold into my savings. I get 1% of it at the end of the day so i would get 10 gold from it so I would now have 1010 gold in my savings. The next day I deposit another 1000 gold and I now have 2010 gold in my savings. At the end of the day i would get 20 gold added to my savings ow have 2030 gold in my savings. I leave my savings alone for one day and don't deposit anything in it. I still have 2030 gold in it. At the end of the day I get 20 gold from it (I rounded this decimal number into a whole number). I now have 2050 gold in my savings. The next day I add 100 gold to it. I now have 2150 gold in my savings. At the end of the day I get 21 gold (rounded downward). And on and on and on.

This will actually encourage people to save their money and realize that saving money is actually a better decision rather than spending it all away. This would also help people who can only play on weekends and such too. I would say there would be a max of 1000 gold in interest per day so that people like Eil can't stack up for 1 million days and gain 1 gazillion gold a day.

 

Well I was just thinking it could be an add-on not a change. This doesn't need to be added but if it is it would make less people quit because most of the people that quit spend all of their money on one thing.